Estate Planning‎ > ‎


Each person's personal and financial situation is different, so there are no "set" answers on how to make out your Will. It is always best for us to meet and discuss your needs and concerns. To prepare for that meeting, I would like to give you some basic information and guidelines. Obviously, this information is general, but it should help get you started.

First, a Will determines how your assets, investments and personal property will be distributed when you pass away. The Will does not control those items that you own jointly with someone else nor does it control those items for which you have named beneficiaries. Thus, often life insurance and IRAs will not be governed by your Will unless they are payable to your estate. Instead, they will pass to the person or persons you named when you established the insurance or IRA.